AfriBizOS catches every sale, receipt and bank alert the moment it happens. AI agents keep a proper double-entry ledger and propose every entry — you approve with one tap — so your VAT, PAYE and e-invoices are ready before the deadline. In plain money words, not accounting jargon.
Motor Running Expenses · funded from GTBank Current
✦ 97% confident22 Nigerian bank and fintech alert formats supported · links accounts via Mono (in pilot) · CSV import today
AfriBizOS isn't another dashboard you have to feed. It captures the money as it moves, keeps proper books, and puts a human — you — in charge of every entry.
Receipt OCR and duplicate detection are live today — snap a receipt and it is parsed and filed in seconds. The 22 Nigerian bank SMS formats (credits and debits) are written and tested; the companion app that reads your alerts on-device is in pilot — see the FAQ.
Bank feeds match your ledger to the kobo. The reconciliation agent proposes every match; your bookkeeper confirms instead of hunting through statements.
Agents never touch your ledger. Every entry is proposed, explained ("Why?") and reversible — a deterministic ledger commits only what a human approves. That rule is enforced in the ledger engine, on every write.
VAT returns prefilled from your ledger, WHT, PAYE on NTA 2025 bands, CIT checks and a compliance calendar — plus e-invoices prepared for NRS, ahead of the 1 July 2027 go-live for businesses under ₦1bn.
"Money owed to you", not "accounts receivable". Every screen answers three things in order: Understand → decide → act. If you can run a WhatsApp group, you can run these books.
Hash-chained audit log, locked periods and engine-enforced debit = credit. Hand your accountant — or an auditor — a clean, traceable trail, not a shoebox.
Snap receipts with your phone and forward WhatsApp invoices — both live today. Link your bank for statement feeds and turn on SMS alert capture; bank linking is in pilot and the SMS companion app ships soon.
AI agents categorize spending, reconcile bank lines and draft journal entries — each with a confidence score and an evidence chain you can inspect.
Tap once to approve. The ledger commits, immutably. VAT, payroll and e-invoices are computed and export-ready — you or your accountant file them.
Four kinds of businesses run on AfriBizOS. Find yours — the copy below is written to your job, not a persona chart.
Right now your "books" are a black book, some WhatsApp messages, and a POS slip that's already faded. Then VAT week arrives and your stomach drops.
AfriBizOS is the accountant in your pocket: snap receipts as you get them, link your bank once, and get "you made ₦412,000 profit this month" in words — not debits and credits. And when you can finally afford an accountant, your books are already clean.
Your bookkeeper spends the first week of every month chasing receipts and matching bank lines. You see the P&L when it's already history — and payroll is a separate prayer.
AfriBizOS matches your bank feeds to the kobo, drafts the entries, and runs payroll on NTA 2025 bands. You keep control with approvals, roles and limits — and watch a live P&L instead of waiting for a month-old PDF.
Consolidation day means exporting five spreadsheets, re-pricing the dollar balances, and praying the FX rate is the same one your auditor will use.
Run every Nigerian entity on one engine — each book with its own VAT position and chart of accounts — and read one consolidated P&L with foreign-currency balances revalued on CBN rates. The AI writes the group narrative you forward to your board.
Fifteen logins, fifteen sets of mismatched bank lines, fifteen "please send my VAT figures" calls — every single month. Your fee buys data entry instead of advice.
AfriBizOS keeps every client's books current all month long — capture, categorization and reconciliation happen without you. You open one command center, bulk-approve the clean entries, and spend your hours on the judgment that actually bills.
The 2026 tax era changed everything: new CIT thresholds, reformed PAYE bands, and the NRS e-invoicing rollout. AfriBizOS is built for all of it — so you don't discover a fine first.
"AI proposes. A human approves. The deterministic ledger commits. No agent ever writes to your books — and that rule is enforced in the ledger engine, not the fine print."
Every AI action carries a confidence score, an evidence chain and a one-click "Why?". Mistakes are corrected by reversing entries — never deletion — so your audit trail stays unbroken.
PAYE 0–25% bands, ₦50M small-company CIT relief, revised WHT rates — your payroll and filings follow the law as it is today.
Invoices generated from your ledger and prepared for NRS — sandbox-verified today; live clearance goes through an accredited Access Point partner and is on the roadmap, ahead of the 1 July 2027 go-live for businesses under ₦1bn.
Consent logs, 72-hour erasure SLA, and raw bank SMS never stored. Full NDPA certification audit is on our roadmap — see the FAQ for exactly what is live today.
Hash-chained, write-once audit log with period locking. Every figure can be traced to its source, entry by entry.
Trial balances and exports your accountant already knows: Sage Pastel CSV, QuickBooks IIF, CSV for Excel — plus a full ledger + audit-log export.
Export everything, anytime, in open formats. No hostage situations — leaving is as easy as arriving.
Start free. Upgrade when the maths is obvious — it usually is by month-end.
For solo founders getting formal — replace the black book.
For growing teams that close monthly and hate surprises.
For operators of 2–5 Nigerian entities with foreign-currency balances.
For accountants running the books for 10–15 client businesses.
Prices in NGN, excl. VAT · Nigeria-only for now — we would rather do one country properly than five badly · Every plan: export your data anytime, cancel anytime · Online card billing is coming soon — for now paid plans are invoiced manually.
The design-partner pilot opens one practice at a time. Leave your work email and we'll send an invitation when the gate opens — no live signup until then, so nothing half-set-up.
We never sell your data. One email when a window opens, and nothing else.
Snap your first receipt in about ten minutes. Bank linking and SMS alert capture are in pilot — we switch them on with you when your bank is connected.
Free plan available · NTA 2025-ready · NDPA-aligned · Cancel anytime